How to Claim

Winning tickets with a value up to and including $600 may be redeemed at any Maryland Lottery retailer.

Winning tickets with a value up to and including $5,000 may be redeemed at any Expanded Cashing Authority Program (XCAP) location.

  • For XCAP locations by city, click here. (Updated 1/2/19)
  • For XCAP locations by retailer, click here. (Updated 1/2/19)

Winning tickets with a value of $5,001 or more may be redeemed at the Maryland Lottery’s Customer Resource Center located at:
Montgomery Business Park
1800 Washington Blvd, Suite 330
Baltimore, MD 21230

Please allow at least 15 business days for processing any winning tickets with a value of more than $25,000.

Currently, all customer resource center visitors must make an appointment in advance. No walk-ins will be allowed. Schedule your appointment here.

 

When cashing a ticket with a value larger than $600 you must present proof of your social security number and photo ID proof of being at least 18 years of age. Double check your photo ID and Social Security card to ensure your name is exactly the same on both documents as they need to match exactly to claim your winnings.

Acceptable forms of photo ID are:

  • Valid driver’s license;
  • Valid military ID;
  • Valid government issued ID;
  • Valid passport.

Acceptable proof of SSN / Tax ID are:

  • Original signed Social Security Card;
  • Health insurance card containing your name and social security number;
  • W-2 form or a pay stub issued by the claimant’s employer;
  • 1099 form issued by a bank or other financial institution.

Players who win large prize amounts are encouraged to claim their winnings at the Maryland Lottery headquarters in Baltimore.

Subscription prizes will be automatically paid to winners by mail.

For prize payments over $5,000 taxes will be withheld as follows:

  • 24.0% federal tax
  • 8.75% state tax for Maryland residents
  • 7.5% state tax for non-Maryland residents

For prizes of $500 to $5,000, you must file a Maryland Form 502D and pay taxes on those winnings within 60 days of receiving your prize. Click HERE for more information.

For information on Lottery prizes and Federal tax obligations visit: www.irs.gov

Multi-Match will be paid as an annuity in 25 equal annual installments.

Mega Millions will be paid as an annuity with one immediate payment followed by 29 annual payments.

Powerball will be paid as an annuity of 30 graduated payments over 29 years.

All jackpot prizes will be paid as an annuity unless the winner selects the “cash” payment method within 60 days of the ticket validation date, even though the winner has 182 days after the drawing to claim the jackpot prize. The “cash” payment amount will be lower than the announced jackpot prize. Variations in the announced jackpot prize may occur.

For prizes with a value larger than $5,000, taxes will be withheld as follows:

  • 24% Federal Tax
  • 8.75% State tax (Maryland residents)
  • 7.5 % State Tax (non-Maryland residents)

To process a payment by mail, download a claim form and mail it to:
Maryland Lottery Customer Resource Center
1800 Washington Boulevard
Suite 330
Baltimore, MD 21230

For claims by mail of prizes larger than $600, please remember to include a copy of your photo ID to prove that you are at least 18 years of age, and a copy of a document that shows proof of your social security number.  Some acceptable forms of ID are noted above.  Please allow at least 15 business days for processing from the date the Lottery receives a claim through the mail.

DOWNLOAD CLAIM FORM – CLICK HERE

Maryland Lottery and Gaming Headquarters
Montgomery Park Business Center
1800 Washington Boulevard, Suite 330
Baltimore, Maryland 21230

Hours: Monday – Friday, 8:30 a.m. to 4:15 p.m.

Phone: 410-230-8730

Currently, all customer resource center visitors must make an appointment in advance. No walk-ins will be allowed. Schedule your appointment here.

Free parking is available in the Red Lot, accessible from Washington Boulevard (across from Royal Farms). Use the intercom at the entrance to the parking lot to tell the Montgomery Park security staff that you are visiting the Lottery office. Enter the building through the revolving doors and visit the reception desk.

Maryland Lottery prizes up to $25,000 may be claimed by visiting the cashiers’ windows at the following casinos:

MGM National Harbor
101 MGM National Avenue
Oxon Hill, Maryland 20745
Phone: 301-971-5000

Live! Casino & Hotel
7002 Arundel Mills Circle
Hanover, Maryland 21076
Phone: 443-842-7000

Lottery winners can cash tickets at the casinos days, nights, weekends and holidays, but claiming is not available from 1 a.m. to 6 a.m. daily.